You Know You're a Local If...

One of SFist's standard interview questions asks locals to finish the sentence, "You know someone's a local if..." When I did my interview, my response was, "...their biggest problem with the Folsom Street Fair is that it causes traffic problems." But some junk email I got the other day suggested another answer: "...spam offering a $400,000 loan for a house prompts the thought 'Is that all?'"